Terms of Use

1. Who we are

The Service is operated by Yaroslav Yankovskyi, a sole proprietor (jednoosobowa działalność gospodarcza) registered in Poland, based in Warsaw, Poland. You can contact us at hello@pfolo.com.

2. Eligibility

You must be at least 16 years old (or the age of digital consent in your country) to use the Service. By using Pfolo, you confirm that you meet this requirement and that the information you provide is accurate.

3. Your account

To use most features you need an account, which you create using your email address (passwordless sign-in) or by signing in with Google. You are responsible for maintaining access to the email account associated with your Pfolo account and for activity that occurs under your account. Please notify us promptly of any unauthorized use.

4. The Service

Pfolo is a tool that lets you build a personal portfolio profile and, if you choose, publish it as a public web page. We may add, change, or remove features over time to improve the Service.

5. Your content

You retain all ownership rights to the content you add to your profile (“Your Content”). By using the Service, you grant us a limited, non-exclusive, worldwide license to host, store, and display Your Content solely for the purpose of operating and providing the Service to you — including displaying your profile publicly if and when you choose to publish it.

You are solely responsible for Your Content and confirm that you have the right to use and share it, and that it does not infringe the rights of any third party.

6. Acceptable use

You agree not to use the Service to:

• post content that is unlawful, defamatory, hateful, harassing, or infringes the rights of others;
• impersonate any person or misrepresent your identity or affiliation;
• upload malicious code or attempt to disrupt, attack, or gain unauthorized access to the Service or its infrastructure;
• scrape, harvest, or misuse data from the Service;
• use the Service in violation of any applicable law.

We may remove content or suspend or terminate accounts that violate these Terms.

7. Intellectual property

The Service itself — including its software, design, and the Pfolo name and branding — is owned by us and protected by applicable laws. These Terms do not grant you any rights to our trademarks or branding except as needed to use the Service normally.

8. Availability and “as is”

We work to keep the Service available and reliable, but we provide it “as is” and “as available,” without warranties of any kind to the maximum extent permitted by law. We do not guarantee that the Service will be uninterrupted, error-free, or that data will never be lost. You are responsible for keeping your own copies of important content.

9. Limitation of liability

To the maximum extent permitted by applicable law, we shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Service. Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable law, including mandatory consumer-protection rights.

10. Termination

You may stop using the Service and delete your account at any time from your account settings. We may suspend or terminate your access if you breach these Terms or if required by law. Upon account deletion, your personal data is handled as described in our Privacy Policy.

11. Governing law

These Terms are governed by the laws of Poland, without prejudice to any mandatory consumer-protection rules of the country where you reside. Disputes shall be subject to the competent courts in Poland, unless mandatory law provides otherwise.

12. Changes to these Terms

We may update these Terms from time to time. When we do, we will update the “Last updated” date above. Your continued use of the Service after changes take effect constitutes acceptance of the updated Terms.

13. Contact

Questions about these Terms? Contact us at hello@pfolo.com.